Secure, Flexible Payment Solutions

At Virelaev, we’ve partnered with the most trusted payment providers to ensure your transactions are safe, secure, and convenient. Your financial security is our top priority.

�� Accepted Payment Methods

Credit & Debit Cards

• Visa, MasterCard, American Express, Discover
• Both US and international cards welcome
• Instant verification and processing
• Bank-level security protection

Digital Wallets (Recommended for Speed)

• PayPal: Maximum buyer protection and dispute resolution
• Apple Pay: Secure biometric authentication
• Google Pay: One-click checkout convenience
• Samsung Pay: Compatible with Samsung devices

Buy Now, Pay Later Options

• Shop Pay: Split into 4 interest-free installments
• Klarna: Flexible payment plans available
• Afterpay: Pay in 4 installments over 6 weeks
• Available for orders over $35

�� Security & Protection

Advanced Security Measures

• 256-bit SSL encryption: Bank-grade protection for all transactions
• PCI DSS compliance: Highest industry security standards
• Fraud monitoring: Real-time transaction screening
• Secure tokenization: Your card details are never stored
• Two-factor authentication: Additional security layer available

Your Data Protection

• We NEVER store complete credit card information
• Payment data encrypted end-to-end
• Secure servers with restricted access
• Regular security audits and updates
• GDPR and CCPA compliant data handling

�� Pricing Transparency

What You See Is What You Pay

• All prices displayed in US Dollars (USD)
• No hidden fees or surprise charges
• Tax calculations shown at checkout
• Shipping costs clearly displayed
• Discount codes applied automatically

Your Order Total Includes:

• Item price (as shown on product page)
• Applicable sales tax (based on shipping location)
• Shipping fees (FREE on orders over $75)
• Any applied discount codes
• Insurance and handling (included)

⚡ Payment Processing

Instant Processing

• Payment authorized immediately upon order submission
• Real-time verification of payment information
• Immediate email confirmation sent
• Order enters fulfillment queue instantly
• No delays in processing your jewelry order

Payment Timeline Requirements

• Complete payment within 30 minutes of starting checkout
• Failed payments result in automatic order cancellation
• Multiple failed attempts may trigger security review
• Pre-authorization may appear before final charge

�� International Payments

Global Acceptance

• International credit and debit cards accepted
• Currency conversion handled automatically
• Exchange rates applied by your bank
• VAT and duty calculations at checkout (where applicable)
• No additional fees from Virelaev for international cards

Important International Notes

• Prices shown in USD regardless of your location
• Your bank may apply currency conversion fees
• International transaction fees vary by bank
• Some countries may have additional import duties

�� Refunds & Payment Issues

Refund Processing

• Refunds issued to original payment method
• Processing time varies by payment type:
  • PayPal: 1-3 business days
  • Credit cards: 3-5 business days
  • Debit cards: 5-7 business days
  • International cards: 7-10 business days

Common Payment Issues & Solutions

• Card declined: Check billing information accuracy
• Insufficient funds: Verify account balance
• International blocks: Contact your bank about international purchases
• PayPal issues: Ensure PayPal account is verified and funded
• Address mismatch: Ensure billing address matches card registration

Payment Support For payment-related assistance, contact support@virelaev.shop with:

• Order number (if available)
• Payment method used
• Error messages received
• Billing address verification
• Preferred alternative payment method

��️ Buyer Protection Promise

Our Guarantee

• Secure processing guaranteed
• Fraud protection included
• Dispute resolution support
• Refund processing assistance
• 24/7 transaction monitoring

What We Monitor

• Unusual transaction patterns
• Geographic anomalies
• Velocity checks for rapid orders
• Device and IP verification
• Customer behavior analysis

Payment Method Recommendations

• For maximum security: PayPal or Apple Pay
• For fastest checkout: Google Pay or Shop Pay
• For international orders: PayPal or major credit cards
• For large orders: Credit cards with fraud protection
• For installments: Shop Pay or Klarna

Contact us at support@virelaev.shop for any payment questions or assistance. We’re committed to making your payment experience secure and hassle-free!